1. Complete a Prelicensing Course

If you would like to sell insurance in New York, you must complete an approved line of prelicensing education and pass the state licensing exam. Insurance prelicensing courses are provided by GNYS in many different formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline.

When you satisfy the requirements for your course, you will receive a Certificate of Completion and GNYS will report your course completion directly to the state. Prelicensing education does not expire in the state of New York. New York requires all prelicensing students to pass a Certification Exam in order to receive a Certificate of Completion for their education.

The Certification Exam must be monitored by a state-approved monitor. Students who take an in-classroom course will be able to take this exam at the end of their class; online students will need to contact a state-approved monitor to set up a monitoring session.

Line Hours
Life 20*
Accident and Health 20*
Life, Accident and Health 40*
Property and Casualty 90*
Personal Lines 40*
Public Adjuster 40*

*If applying for a Broker license, you may submit a Statement of Employer form to the Department in lieu of completing a prelicensing course.

2. Pass a Licensing Exam

Making Exam Reservations

An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:

  • Online: www.psiexams.com
  • Phone: (800) 733-9267
  • Fax completed Registration Form to (702) 932-2666 and call PSI after 4 business days.
  • Mail completed Registration Form and appropriate exam fee to PSI Services LLC, ATTN: Examination Registration NY INS, 3210 E Tropicana * Las Vegas, NV * 89121. After 2 weeks, call PSI to schedule the exam at (800) 733-9267.

What to Bring

Two forms of current signature identification:

  • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  • A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to sign in and verify identification.
  • No talking or any other form of communication among candidates is permitted in the exam area.
  • Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
  • No smoking, eating, or drinking will be allowed at the exam site.
  • Dictionaries, books, papers, or study and reference materials are NOT permitted.
  • You may not exit the building during the exam.
  • Copying or communicating exam content is a violation of PSI security policy. Either may result in the disqualification of exam results and lead to legal action and prosecution.

PSI exam sites have additional procedures:

  • You will have your picture taken prior to admittance into the exam.
  • You may not wear a jacket, coat or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
  • You may not bring a purse or backpack into the exam room.
  • You will be asked to put these items in your vehicle. PSI only provides accordion type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
  • You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to New York
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
    • If you do not pass, you will immediately receive an unsuccessful exam results letter along with a diagnostic report indicating your strengths and weaknesses by exam portion. Candidates can schedule another exam but must wait 24 hours before making the reservation.
    • If you pass, you will immediately receive a successful notification and performance summary on an exam results letter.

Exam Code Exam Name Exam Time Total Questions
17-51 Life Insurance Agent/Broker 2 hrs 100
17-52 Accident and Health Insurance Agent/Broker 2 hrs 100
17-55 Life, Accident and Health Insurance Agent/Broker 2 hrs 30 mins 150
17-73 Life, Accident and Health Insurance Laws and Regulations 1 hrs 50
17-75 Life Insurance Agent/Broker (Spanish) 2 hrs 100
17-76 Accident and Health Insurance Agent (Spanish) 2 hrs 100
17-77 Life, Accident and Health Insurance Agent/Broker (Spanish) 2 hrs 30 mins 150
17-78 Life, Accident and Health Insurance Laws and Regulations (Spanish) 1 hrs 50
17-56 Property and Casualty Insurance Agent/Broker 2 hrs 30 mins 150
17-74 Property and Casualty Insurance Laws and Regulations 1 hrs 50
17-51 Life Insurance Agent/Broker 2 hrs 100
17-54 Personal Lines Insurance Agent/Broker 2 hrs 100
17-51 Life Insurance Agent/Broker 2 hrs 100
17-62 Public Adjuster 1 hrs 60
17-63 Independent Accident and Health Insurance Adjuster 1 hrs 60
17-64 Independent Fire Adjuster 1 hrs 60
17-65 Independent Casualty Insurance Adjuster 1 hrs 60
17-66 Independent Automobile Insurance Adjuster 1 hrs 60
17-67 Independent Aviation Insurance Adjuster 1 hrs 60
17-68 Independent Fidelity and Surety Adjuster 1 hrs 60
17-69 Independent Inland Marine Adjuster 1 hrs 60
17-70 Independent General Adjuster 2 hrs 100
17-71 Independent Automobile Damage and Theft Appraisal Adjuster 1 hrs 60

3. Apply for License

After passing the exam, apply for your license. See the state’s website for complete details and instructions at href=”https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/apply_individual_original_tba” target=”_blank” rel=”noopener noreferrer”>https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/apply_individual_original_tba